Which term refers to additional coverage added to the policy by the insurer?

Which term refers to additional coverage added to the policy by the insurer?

• A. Supplemental Coverage
• B. Endorsements
• C. Territory
• D. Cancellation

Answer: (A)

Endorsements are the written changes attached to a policy that add, remove, or modify coverage. When an insurer adds coverage beyond the original terms, it does so through an endorsement (also called a rider), and it becomes part of the policy once attached. Territory or Cancellation refer to where the policy applies and how it may end, respectively, not to adding new coverage. Supplemental Coverage isn’t the standard mechanism used to expand coverage in property and casualty policies.

Endorsements are the written changes attached to a policy that add, remove, or modify coverage. When an insurer adds coverage beyond the original terms, it does so through an endorsement (also called a rider), and it becomes part of the policy once attached. Territory or Cancellation refer to where the policy applies and how it may end, respectively, not to adding new coverage. Supplemental Coverage isn’t the standard mechanism used to expand coverage in property and casualty policies.